Xpense by Credeer · Statement No. 001
Know what’sBefore you spend it.
Say what you spent in one sentence. Xpense keeps the books, so every month adds up.
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- Monthly salary+4,200.00
- Rent−1,350.00
- Groceries−212.40
- Electricity−92.00
Laptop · Tablet · Phone
Wherever you are, it fits.
01 — Write
Say it like you’d say it.
No forms, no dropdowns. Type a sentence and Xpense works out the amount, the category and the date. Add a # to make a new category on the spot.
02 — Plan
Budgets that warn you early.
Give each category a limit and watch it fill. Xpense only warns you when you are on pace to go over, takes the bills that haven’t landed out of what’s available, and rolls unspent money into next month.
03 — Save
Goals you can hold.
Every goal is a receipt that fills as you save, with a target date and the monthly amount that keeps you on pace. Stamp it achieved and it joins your deck. Tap the deck and it opens like a flower.
Emergency fund
New laptop
Tap the deck
04 — Shop
Every shop, tracked.
Log any shopping trip, item by item, tax and all: the weekly shop, household supplies, a big one-off haul. See what you spend each month and how every trip compares. Shop solo, or share a trip with a partner, a friend or your housemates. Tag items as shared or personal and Xpense works out who owes who.
- Eggs ×2Shared8.40
- Oat milk ×3Shared9.30
- Salmon ×2Maya17.50
- RiceShared3.40
- Face washMe12.00
- Tax · split equally4.10
05 — Check in
Ten seconds a day.
Once a day, a gentle check-in: tick off the bills and to-dos that are due, then answer one question. Did you spend anything today? Yes takes you straight to the ledger.
3 things to check off
- Rent Bill−$1,350.00Tomorrow
- Electricity Bill~−$92.00In 3 days
- Renew passport To-doToday
Did you spend anything today?
06 — Repeat
Bills that behave.
Monthly, every few months or once a year. Bills that change each time ask what they really came to, and short months are handled for you.
07 — Yours
Yours, and only yours.
Sign in with Google and your entries, budgets and goals follow you from laptop to phone, saved to your own account, encrypted in transit and at rest. No ads, nothing sold. Download your data, or delete it and your account, whenever you like.
- Google sign-in
- Export your data
- Delete synced data
How it works
Three small habits. One clear month.
Write it
Type what you spent. “lunch 14.50” is a complete entry.
See it
What's available, your bills and your goals update the moment you do.
Settle it
Tick off bills, stamp goals achieved, split the shop. Done.
Start with a sentence.
Xpense is invite-only for now. Sign in with Google to open your account, and read how we keep your data private.